Credit Analytics
OnePay · Remote · United States (Remote) ·
COMPENSATION
$150k – $180k
Listed on the employer's job board (Ashby)
- Fully remote (US)
- 4-8 years experience
- Credit analytics focus
- SQL and AI skills
- Stock options included
Join the analytics team at OnePay, a fintech platform backed by Walmart and Ribbit Capital. You will drive data-driven credit decisions for in-house liquidity products, collaborating with product, engineering, and data science teams to improve customer outcomes and business growth.
What you'll do
- Own end-to-end credit strategy for advance, overdraft, and other credit products
- Analyze customer behavior and segmentation to uncover cross-product insights
- Launch new credit products from scratch using first principles and limited data
- Leverage AI tools to accelerate analysis and validate predictive insights
- Present recommendations to senior leadership to influence business direction
What you'll need
- 4-8 years of professional experience in credit analytics
- Proven track record of using quantitative analysis to drive product changes
- Experience with consumer underwriting strategy or portfolio risk analytics
- Advanced SQL skills for independent data pulling and analysis
- Proficiency with AI-powered analytical tools and techniques
- Strong problem-solving skills to derive clear insights from ambiguous questions
Nice to have
- Experience with cash advance, overdraft, BNPL, or short-term lending
- Background in fast-paced environments requiring urgent decision making
Stack
- SQL
- AI tools
How you'll work
- Remote-friendly within the United States
- Flexible time off policy
What you get
- Competitive base salary and stock options
- Health benefits starting from day one
- 401(k) plan with company match
- Inclusive and mission-driven culture
Hiring process
- AI-assisted initial screen
- Interview with Talent Partner
- Technical or Hiring Manager Interview
- Team Interview
- Executive Interview
- Offer