Manager, Credit Risk
Jobber · Remote · Toronto · Vancouver · Kitchener-Waterloo · Edmonton · Remote ·
COMPENSATION
€•• – ••k
Listed on the employer's job board (Ashby)
- Manager level role
- Fully remote (Canada)
- Fintech & Lending
- AI-native approach
- SQL + Python required
Join Jobber's Fintech team to build an AI-native credit risk practice from the ground up. You will own the day-to-day operations of credit risk, designing models and policies that protect both customers and the company as the lending business scales. This role focuses on automation and systematization rather than manual execution, partnering closely with Data Science and Product teams.
What you'll do
- Lead and coach a team of Credit Risk Analysts in investigation and decisioning
- Own end-to-end credit risk operations including underwriting and exposure decisions
- Partner with Data Science to build and validate credit risk models and scorecards
- Champion AI and automation to create novel solutions for risk management
- Develop credit risk provisioning processes aligned with IFRS9 or GAAP standards
- Embed credit risk policies into product workflows across Fintech and Support
- Report on portfolio health, loss forecasting, and emerging risk trends to leadership
What you'll need
- Proven experience in credit risk within fintech, payments, or lending sectors
- Track record of people leadership or mentorship for analyst teams
- Proficiency in SQL and Python for independent data analysis and interrogation
- Conceptual understanding of statistical and machine learning approaches in risk
- Familiarity with IFRS9 or equivalent GAAP standards for credit loss provisioning
- Strong ability to translate quantitative findings into actionable business decisions
- Comfort working autonomously and embracing ambiguity in a changing environment
Nice to have
- Experience developing or calibrating credit scorecards
- Background in building risk models for lending products like installment loans
- Familiarity with modern payments infrastructure such as Stripe or Plaid
- Experience evaluating AI/ML tooling or vendors for risk decisioning
- Knowledge of collaboration tools like Slack, Salesforce, or Asana
Stack
- SQL
- Python
- Stripe
- Adyen
- Plaid
- Slack
- Salesforce
- Asana
- Confluence
How you'll work
- Open to candidates anywhere in Canada
- Fully remote for those outside hub cities
- In-office schedule for residents of Edmonton, Toronto, Vancouver, or Kitchener-Waterloo
- Occasional in-person meetings for collaboration and brainstorming
What you get
- Annual salary range between $121,000 and $163,600 CAD
- Equity rewards included in total compensation package
- Extended health benefits with fully paid premiums
- Retirement savings matching for RRSP, TFSA, or FHSA
- Access to talent development programs and career coaching
- Annual stipends for health and wellness