Senior Product Engineer - Payments Risk
WeTravel · Remote · EMEA - Remote ·
COMPENSATION
€•• – ••k
Listed on the employer's job board (Ashby)
- Senior level role
- Fully remote
- Risk & Fraud focus
- Ruby on Rails + Kotlin
- Visa sponsorship not stated
As the merchant of record, WeTravel assumes liability for chargebacks on trips booked months or years in advance. You will join the Payments team to design systems that assess organizer risk, manage reserves, and automate payout decisions. Your work will directly impact the company's ability to scale from $2B to $10B in processed travel experiences by reducing manual operational overhead.
What you'll do
- Lead end-to-end projects from discovery with product teams to rollout and monitoring
- Design and build automated decision engines for risk assessment and payout limits
- Balance financial protection against user experience for legitimate organizers
- Own system reliability and participate in production on-call rotations
- Influence what metrics are assessed and which manual steps are automated
- Mentor team members on AI concepts and engineering best practices
What you'll need
- 7+ years of product engineering experience with 4+ years in risk or fraud
- Deep expertise in credit models, decision engines, reserves, and ledgers
- Strong backend skills in Ruby on Rails, Kotlin, Python, Go, Java, or Node.js
- Experience with production on-call, incident response, and post-mortems
- Ability to make decisions with partial information in ambiguous situations
- Excellent communication skills for cross-functional collaboration in distributed teams
Nice to have
- Experience at a merchant of record or payment facilitator carrying loss liability
- Background in automating previously manual underwriting or review programs
- Pragmatic adoption of AI tools to optimize engineering workflows
Stack
- React
- TypeScript
- Ruby on Rails
- Kotlin
- Kubernetes
- MongoDB
- MySQL
- Postgres
- Cockroach DB
- Snowflake
How you'll work
- Fully remote work culture
- Remote work allowed for up to 4 weeks per calendar year
- Distributed, multicultural team environment
- AI-first development experience with latest models
What you get
- Competitive salary
- Unlimited paid time off policy
- Annual team off-site events
- Cycle-to-work scheme or commuting reimbursement
- Extensive paid family leave
- Three paid volunteer days per year
- Discounted rates on hotel and flight bookings
- Cutting-edge equipment and tools provided