Software Engineer, Credit Card
OnePay · Remote · United States (Remote) ·
COMPENSATION
$140k – $190k
Listed on the employer's job board (Ashby)
- Fully remote (US)
- Backend Engineering
- Node.js + TypeScript
- Fintech & Compliance
- Senior Level
Join the Credit Card team at OnePay, a consumer fintech platform backed by Walmart and Ribbit Capital. You will design and operate backend services that power co-branded credit card products, ensuring high reliability and security for sensitive financial data. The team moves quickly to deliver embedded financial services to millions of users.
What you'll do
- Design and build backend services for co-branded credit card products and partner integrations
- Architect secure APIs and event-driven systems for handling sensitive financial data at scale
- Collaborate with risk and compliance teams to meet regulatory and security standards
- Own system reliability and performance for real-time credit transaction processing
- Drive technical decisions balancing scalability, security, and delivery speed
- Mentor engineers and improve code quality, testing, and operational practices
What you'll need
- 3+ years of professional experience in backend or distributed systems development
- Experience building production-grade APIs and microservices in regulated environments
- Proficiency in Node.js, TypeScript, NestJS, Go, or Java
- Familiarity with cloud-native architecture using Kubernetes and AWS
- Strong understanding of data security and PCI compliance standards
- Effective communication skills for cross-functional collaboration with product and risk teams
Stack
- TypeScript
- Node.js
- NestJS
- React Native
- Kubernetes
- AWS
- Claude Code
- Cursor
How you'll work
- Fully remote within the United States
- Flexible time off policy
What you get
- Competitive base salary and stock options
- Health benefits starting from day one
- 401(k) plan with company match
- Inclusive and mission-driven culture
Hiring process
- AI-assisted initial screen
- Interview with Talent Partner
- Technical or Hiring Manager Interview
- Team Interview
- Executive Interview
- Offer